Chime
Firmographics
Chime was created because we believe everyone can unlock financial progress, and we want to develop solutions and services to empower people to succeed. The premise upon which we started Chime is simple: basic banking services should be helpful, transparent, and easy. Our easy-to-use tools and intuitive platforms give members the ability to have more control over their money and to take action toward achieving their financial ambitions. By designing a member-centric banking app with easy-to-understand financial tools, we’re creating a more competitive market with options for everyday Americans. We offer access to accounts with no overdraft fees, provide members the chance to receive their pay up to 2 days early* with direct deposit, help them build credit history, and build financial literacy to hit their goals—among many other things. Since 2012, we’ve grown our team to more than 1300 Chimers across 3 offices. But more than that, we’ve expanded the products and services we offer to our members based on member feedback. And in doing so, we’ve disrupted the banking industry and changed the conversation for everyday people about money on a national level. Chime is a financial technology company, not a bank. Banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. *Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
ICP Breakdown 100/100
Tech Stack
AI Analysis
Chime has a proactive security philosophy focused on empowering engineers, building preventative guardrails, and cross-functional collaboration. They aim to create a positive, dynamic relationship with other teams so that they not only trust security but see them as vital partners.
Company-authored engineering content and recent security job postings at Chime describe a Product Security Team created during rapid hiring that was “playing a bit of catch-up,” and job descriptions ask for automation and workflows to streamline detection, reporting and remediation of findings. These items provide public, verifiable evidence of triage and remediation workload and developer/security enablement activity; I did not find explicit company statements about AI coding tool adoption increasing developer velocity.
The dedicated Product Security Team at Chime is responsible for application security, cloud security, design and code reviews, threat modeling, building security frameworks and services, vulnerability management, and maintaining Chime's bug bounty program.
Chime formed a dedicated Product Security Team. The current ratio of software engineers to security engineers is approximately 60 to 1. Chime's company size on LinkedIn is listed as 1,001-5,000 employees, with an employee count of 2341.